Payment & Agreement Layer
Introduction
The Payment & Agreement Layer is the foundation of SafePulse’s trustless financial ecosystem. It provides secure, automated, and transparent mechanisms for managing funds, contracts, and conditional agreements between parties — all without relying on intermediaries or custodians.
This layer is designed for a wide spectrum of users:
- Individuals: Freelancers, gig workers, and peer-to-peer (P2P) payments
- Businesses & Enterprises: Small B2B contracts, milestone-driven projects, and enterprise workflows
Every service in this layer leverages on-chain smart contracts to provide trust, security, and automation, ensuring that agreements execute exactly as defined and that funds are handled safely.
Layer Overview
| Layer Name | Description | Services |
|---|---|---|
| Payment & Agreement Layer | Provides secure, automated escrow and contract-based payment mechanisms. | Escrow, Pledge Contracts |
Key Objectives of the Layer:
- Enable trustless, high-value transactions
- Protect participants with automatic enforcement
- Facilitate milestone-based and phased payments
- Reduce reliance on intermediaries or centralized authorities
Services in the Payment & Agreement Layer
1. Escrow
Purpose: Escrow provides a trustless, non-custodial payment mechanism that securely holds funds until agreed-upon conditions are fulfilled. It is ideal for high-value transactions, protecting both buyers and sellers while remaining cost-effective compared to Pledge Contracts.
Key Features:
- Flat deposit fee + 1% withdrawal fee
- Supports revocable, time-bound, and rollback agreements
- On-chain enforcement ensures transparency and trust
- High-value capable, yet simpler and cheaper than Pledge Contracts
- Managed fully via the SafePulse Wallet
How It Works:
- Sender deposits funds into the Escrow smart contract
- Funds remain locked until the recipient fulfills the agreement
- Upon completion, buyer release funds and let seller to withdraw funds
- Conditional rollback or cancellation is supported if obligations are unmet
Use Cases:
- Freelance / Gig Work: Client deposits → Freelancer delivers → Funds released
- P2P Item Purchases: Buyer deposits → Seller delivers → Buyer verifies → Funds released
- High-Value B2B Transactions: Secure large payments for prototypes, consulting sessions, or licensing deals
- Deposits, Reservations, and Rentals: Automatically refundable if conditions fail
Benefits:
- Trustless transactions without intermediaries
- Cost-effective for high-value and regular payments
- Automated enforcement via smart contracts
- Secure, transparent lifecycle
2. Pledge Contracts
Purpose: Pledge Contracts extend escrow functionality to larger, progressive, or complex agreements, making them ideal for enterprise-grade projects and high-value contracts requiring multiple payments on agreement, verification, or document linkage.
Key Features:
- Milestones & partial payouts — flexible progressive payments, multiple payment linkage
- Revocable & rollback options for flexible risk management
- Document binding — sync with document, automated on-chain verification and authentication, ensures enforceability and auditability
- One-time creation fee with 0% ongoing fees
- Example: 33 Rune per contract deployment
- Fully integrates with Verifiable Documents, syncing payout conditions with document status
How It Works:
- Contractor deploy verifiable document contract and enter document contract DID for pledge contarct creation
- Funds are deposited into the Pledge Contract smart contract
- As each parties verify document, funds are released automatically
- All contract terms, payments, and document interactions are on-chain and cryptographically secured and auditable
Note: Pledge contract is an sovereign contract and can operate without linking to verifiable document contract
Use Cases:
- Enterprise Software Development: Payment released as each development milestone is completed
- Licensing or Procurement: Funds unlocked when contractee verify document and approve delivery of service
- Complex Freelance Projects: Large creative or consulting projects with multi-phase deliverables
- Document-Linked Agreements: Synchronize payments with signed verifiable documents to ensure accountability
- Cross-Border B2B Deals: Ensures high-value payments execute reliably across jurisdictions
Benefits:
- Flexible agreements: Milestone-based, partial payouts, rollback support
- Revocable & secure: Parties retain control, fully enforced on-chain
- Document binding: Legal and audit-ready, linked to verifiable documents
- Cost-efficient: One-time creation fee for long-term security
- Ideal for heavy payments and complex workflows
Layer Benefits Summary
| Service | Key Advantages |
|---|---|
| Escrow | Trustless, high-value capable, automated P2P payments, low fees |
| Pledge Contracts | Progressive, revocable, document-linked agreements, suitable for large payments |
Overall Layer Benefits:
- Trustless Payments: Reduces risk across all transaction sizes
- Automation: Smart contracts manage enforcement automatically
- Flexibility: Supports simple to complex agreements, individual to enterprise
- Security & Transparency: Immutable, auditable on-chain contracts
- Cost Efficiency: Cheaper and faster than traditional intermediaries
The Payment & Agreement Layer is the backbone of SafePulse’s ecosystem. Escrow for high-value payments and Pledge Contracts for flexible, milestone-driven agreements provides a secure, automated, and transparent financial infrastructure that empowers individuals, businesses, and enterprises to transact confidently across borders and industries.